Frequently Asked Questions - Dental Insurance
Does dental coverage cover cosmetic treatments?
No. Unfortunately, cosmetic dentistry such as veneers or adult braces are not typically covered by insurance.
Is there a limit to your dental benefit each year?
Yes, most plans cap out at $1,000 to $2,000 a year for benefits. When that limit is met, patients pay 100% of their dental costs. We offer an annual UNLIMITED CASH BENEFITS Plan.
Is my annual exam covered by dental insurance?
Most plans cover routine procedures such as exams, tooth cleaning, and X-rays at 100%. However, it is always best to review the details of your specific plan.
Can I use my dental insurance immediately?
Most dental policies require a 6 to 12-month waiting period for any restorative or major work. with most plans routine exams and cleanings should be covered immediately.
What is a deductible?
A deductible is the minimum cost that must be paid by the patient before your dental benefits kick in. In a plan that covered routine maintenance exams, your deductible would begin with any restorative work completed. After the deductible is met, your insurance should pay the established percentage of any further bills. We offer a ZERO DEDUCTIBLE plan.
Do I have to choose a dentist within my network?
To use your dental benefits, you must use an in-network dentist. Check to see if your current dentist is covered by your plan before signing up. We offer an OPEN NETWORK Plan.
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